Holistic Financial Solutions
MON-FRI: 08:30 AM - 4:30 PM


This  product has been specially designed to promote church growth and also offer uncommon solution to the challenges facing churches in Ghana. E.g. To aid churches in their development projects.




  • Loan duration between 6 months to 3 years
  • Must have a history of stable or increasing attendance for the past one or two years
  • Be in existence for at least one year.
  • Be incorporated
  • Must be current on all its existing financial obligation
  • Debt service and rentals should not exceed 25% per service income
  • Repayment should not exceed 25% of the congregation total budget
  • Interest rate of 5-6%
  • Weekly repayment on every Sunday/ Monday




  • No fees
  • No hidden charges
  • Easy access to financial support




  • The church should be situated in the operational area
  • Have a permanent business address preferably registered
  • Have a regular account with Hopeline Microfinance.
  • You must have monthly cash flows for the past 12 months
  • Cash flow forecast for the term of the facility
  • Current bank statement(s) for at least the past six months
  • A resolution from the Board/Executives of the church concerned
  • A pro forma invoice/bill of quantities covering the activity being financed
  • Collateral
  • Guarantor
  • Pro-forma invoices on items to be purchased to execute the contract or bill of quantities
  • Must save with Hopeline for at least two months.
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