Holistic Financial Solutions
MON-FRI: 08:30 AM - 4:30 PM



This account can be used as security for a loan to meet urgent needs and also provide a free insurance cover (against permanent total disability).


  • Minimum opening amount is GHS 50
  • Minimum savings of GHS 50 per month or GHs150 every quarter
  • Minimum investment period is 36 months
  • Customer earns a flat interest rate of 3% p.a. if unable to meet
  • minimum monthly/ quarterly savings
  • No monthly account maintenance fee
  • Interest is paid every quarter indexed to the 91-day T-bill rate
  • No withdrawal allowed within the minimum investment
  • period of 36 months
  • Withdrawals within the minimum investment period
  • Access to HOPE SEED ACCOUNT loan with loan amount up to 90% 0f your contribution
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